Successful seed

Founded in 2007, NetGuardians was the first company to emerge from the innovation incubator Y-Parc, in Yverdon-les-Bains, Switzerland. The company now enjoys a solid international presence with a steadily growing clientele in Europe, the Middle East, Asia and Africa.

Creative company

We take a unique approach to fraud and risk assurance solutions by leveraging Big Data to correlate and analyze behaviors across the entire bank system – not just at the transaction level. This broader vision is the secret to our creative edge.

Ethics & Trust

We honor the confidence of our clients by combining the technical know-how of our R&D team with our solid understanding of the evolving risk challenges faced by banks in a border-free world. We offer Swiss quality you can trust.

A strategy for expansion

NetGuardians has a clear vision to bring the Swiss quality of our specialized fintech software to the world -- because the challenges of fraud, risk and compliance are worldwide. We are headquartered in Switzerland and also have offices in Nairobi, Warsaw, and Singapore, with more to come. These offices are strategically located to bring us closer to our clients as well as our business development and implementation partners in those regions.


Key investors

Our strategy is supported by leading fintech and industry investors. Their confidence in us is critical.

Executive Team

Joël Winteregg
Board Member, CEO, Co-Founder

As NetGuardians CEO, Joël Winteregg both guides innovation of NetGuardians core solutions and drives business development, with a focus on Europe and Africa. He has headed the company since 2007, when he co-founded it with Raffael Maio. His business intuition is matched by technical talent – it was Joël’s own research that led to the prototype for the company’s intelligent behavioral analysis software. As well as almost 10 years as an entrepreneurial business leader, Joël has solid experience in R&D and as a software engineer, including as a security specialist with the Institute for Information and Communication Technologies. He holds both a degree in Software Engineering and a CISSP (Certified Information Systems Security Professional) certification.

Raffael Maio
Board Member, COO, Co-Founder

NetGuardians COO Raffael Maio is primarily responsible for securement of financing as well as business development in Europe, the Middle East, and Asia. In 2014, he played a key role in securing CHF 5 million in the company’s second round of financing. He is a keen entrepreneur who, along with Joël Winteregg, is the co-founder of NetGuardians. On the technology side, Raffael brings several years’ experience in security software engineering, in environments ranging from a Silicon Valley start-up to a multinational product security company. In terms of business development, he is adept at both innovative and traditional models. He has a degree in Software Engineering as well as an EMBA.

Michaël Gingins
Head of Professional Services

As the Manager of Professional Services at NetGuardians, Michaël Gingins oversees implementation of NetGuardians solutions for clients in Europe, the Middle East and Africa, coordinating with NetGuardians partners to ensure continuity of client care. With NetGuardians since 2010, he has a deep understanding of client needs and desire to meet those needs. His previous background as a telecommunications engineer includes more than 10 years in service provision and IT network security consulting. He has particularly sharp knowledge and expertise in the area of risk prevention for the banking sector.

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NetGuardians Regional Director for East Africa John Busunkwi leads business development in the region, including strategy, finance, sales, marketing/PR and talent management. Prior to joining NetGuardians in 2015, he built a solid track record over a decade of sales, customer relationship building and operational management. Mainly in the IT and telecom sectors, he led B2B sales growth and market expansion, while ensuring relationships with governmental and international organizations. He also introduced numerous efficiencies into operations through automation and advanced technologies. His formula for success? Customer focus, results-orientation and fine balance of leadership skills and team spirit.

Head of R&D

Along with his extensive experience in developing banking software, Jérôme Kehrli brought his passion and curiosity for innovative technology to inspire and lead the R&D team when he joined NetGuardians in 2015. Specialized in general Information System architecture, he brings skills covering the gamut of software architecture, design, implementation and project management. To develop software solutions able to meet the challenges of a rapidly-evolving risk environment, Jérôme counts on technical skills, creativity, and an ability to view information systems from all perspectives.

eric margaryan
regional sales director for asia

Eric Margaryan joined NetGuardians in 2016, bringing with him impressive credentials gained in more than eight years in financial software and technology sales. He is a strategic thinker who is able to identify client – and future client – needs, and ensure they get the right solutions and services. His approach is active and client-centric: he stays tuned into the evolving investment and financial markets and what this means to clients. Fluent in English, Chinese and Russian, he has built and maintains strong relationships within the financial services industry, notably across Asia. Eric heads NetGuardians’ sales activities in the Asian market.

Board members

Olivier Berthon
Chair, Board of Directors

Dr. Olivier Berthon, Ph.D. Engineering, has a background that includes applied research, IT and IT sales, and leadership of industrial SMEs. He has also been an operational and strategic consultant since 1983. In 1988, he founded Orga Consult, which merged with Newtone Associates in June, 2009. Along with extensive experience, knowledge and skills in building businesses, his focus on human interaction enables him to facilitate contacts for fruitful business relationships. His expertise covers banking, wealth management, IT and new technologies, as well as consulting in strategy and project leadership. He is currently active as a coach for start-ups and as a business developer at various levels.

Olivier Trancart
Board Member, Entrepreneur and Investor

Olivier Trancart is a private entrepreneur. He is involved in investment funds in emerging countries as well as investment funds for promising young enterprises in Western Switzerland. During a highly international career, he held several leadership positions worldwide, including Head of Financial Services Industries at Hewlett-Packard and CEO of System Access Private Ltd in Singapore. Since 2005, he has been Executive Vice President for Sales at Oracle financial services (formerly i-flex Solutions). Olivier holds a M.Sc. from EPFL and has been president of its Alumni Association until 2010.

Victor Orlovski
board member, general partner at mT ventures

Victor Orlovski has more than 20 years of experience in the financial technology space. He started his career in ABN AMRO and held several positions worldwide including CTO at Alfa Bank, partner in charge of FI and Insurance practice at IBM Global Business Services, and CTO followed by CDO at Sberbank. He was nominated as the Best CIO of the year in Russia, Best CIO of the year in Europe (Oracle award), and was selected among top 1000 most efficient managers in Russia. He is the founder of a number of startups in FinTech, social networking, crowd funding and sharing economy. Since August 2015, he is the General Partner of the Money Time (MT) Ventures. He is an angel investor and entrepreneur.

Guillaume Dubray
Board Member, Managing Partner at Polytech Ventures

Guillaume Dubray is Managing Partner of Polytech Ventures, an early stage VC based at EPFL (Lausanne) and Silicon Valley investing in digital start-ups with a focus on FinTech. He is founder of FUSION, Switzerland’s first FinTech accelerator based in Geneva. He previously co-founded Active Niche Funds SA, an investment firm specialized in the CleanTech sector. Before-hand, he was responsible for various Venture Capital investment & advisory activities for Rothschild in Geneva. Guillaume has 15 years of experience in investment management and corporate finance. He started his career with Ernst & Young in Geneva and then moved to New York, where he worked as an M&A advisor on behalf of large US-based Private Equity funds.


Olivier Schneider
Board Member, Partner at Orbium

Olivier Schneider is a Founding Partner at Orbium and has over 20 years of experience in the wealth management consulting sector.  With a background in consulting with the Big 4, Olivier has a unique understanding of the challenges banks face in the areas of risks and controls.  Today, he works extensively with banks seeking to address their IT challenges in a continuously evolving risk and compliance environment. The primary responsibility for Orbium’s partnership and co-operation with NetGuardians falls under Olivier’s responsibility.


Looking for talent

Are you driven to stretch your skills and carve new paths? Want to play a role in the creation and application of novel, powerful technologies? Do you have international ambitions and a passion for the world of finance?

You may be the right person to integrate into our great team of experts and grow within the stimulating environment of our offices around the world.

Send us your cover letter and C.V. -- the time is now!

9 reasons to join us

Innovative  environment


Entrepreneurial spirit

Entrepreneurial spirit

Motivated team

Motivated team

Cutting edge technology

Cutting edge technology

International opportunities

International opportunities

Heart of Europe

Heart of Europe

Fast, exciting industry

Fast, exciting industry

Wine, castles, mountains & more

Wine, castles, mountains & more

Fun team

Fun team

Our partners

Bad things happen to good people. At NetGuardians, we are dedicated to make the world a safer place by developing cutting-edge analytics technology. We foster a culture of innovation that we share with our customers.

We believe in the power of partnership to achieve this mission.

Risk Advisory Partners

NetGuardians teams up with leading Risk Advisory practices worldwide to help customers address their cyber risk and regulatory requirements by combining advisory with award-winning Swiss FinTech.

By working with NetGuardians, our Risk Advisory Partners provide their customers with end-to-end risk mitigation services through:

  • Initial risk assessment
  • Award-winning FinTech solution for cyber risk, fraud, and regulatory compliance
  • Recurring risk assessments
  • Joint marketing activities to increase awareness and share best practices on cyber security and risk mitigation

Implementation partners

NetGuardians works closely with Implementation Partners to enable them successfully implement the award-winning Big Data and behavioral analytics FinTech software at financial institutions. Implementation Partners are trained and certified by the NG|Academy. 

By partnering with NetGuardians, our Implementation Partners are able to offer their customers:

  • An innovative Swiss FinTech solution
  • Smooth implementation process and support
  • Project management
  • Upgrades
  • NG|Academy training and certification

Alliance Partners

NetGuardians and Alliance Partners join forces to leverage on complementary technologies and provide the most innovative and complete Fintech solutions to our joint customers.  We ensure that the challenges of financial institutions are addressed in an optimized and holistic approach.

With NetGuardians, our Alliance Partners complement their product offerings with our:

  • Banking industry expertise
  • Agility and collaborative approach
  • State-of-the-art enterprise software platform
  • Advanced analytical capabilities
  • Award-winning FinTech for anti-fraud, risk mitigation, and regulatory compliance.

become a partner

Name *
Recognized Swiss Fintech

Recognized Swiss Fintech

Banking industry expertise

Banking industry expertise

Advanced analytics

Advanced analytics

Value for your customers

Supportive and agile team

Supportive and agile team

Growing customer base & exciting projects

Growing customer base & exciting projects


They are on board

Alliance Partners

Risk Advisory partners

implementation partners