Who are we?

NetGuardians is an award winning Swiss FinTech. Established in 2007, we help over 50 Tier 1 to Tier 3 banks worldwide to fight financial crime. NetGuardians developed the smarter artificial intelligence solution made for banks to proactively prevent fraud. We empower our clients by providing AI technology together with contextual information and great user experience. Banks using NetGuardians’ solution achieved 83% reduction in false positives, saved 93% of the time lost in fraud investigation, and prevented new fraud cases. We were recognized as Gartner Cool Vendor in 2015 and Chartis RiskTech 100 Vendor in 2018 and in 2019.





We help banks maintain their reputation and customer trust by combating fraud and non-compliance.



At NetGuardians, we are dedicated to developing cutting-edge analytics technology to make the world a safer place. We foster a culture of innovation that we share with our customers.




We succeed together.




We are dedicated to keeping our promises.



We think beyond the present.



In Swiss-Made we trust.



We are committed in heart and mind.


A strategy for expansion

NetGuardians has a clear vision to bring the Swiss quality of our specialized fintech software to the world -- because the challenges of fraud, risk and compliance are worldwide. We are headquartered in Switzerland and also have offices in Nairobi, Warsaw, and Singapore, with more to come. These offices are strategically located to bring us closer to our clients as well as our business development and implementation partners in those regions.


Key investors

Our strategy is supported by leading fintech and industry investors. Their confidence in us is critical.

Executive Team

Joël Winteregg
Board Member, CEO, Co-Founder

As NetGuardians CEO, Joël Winteregg both guides innovation of NetGuardians core solutions and drives business development, with a focus on Europe and Africa. He has headed the company since 2007, when he co-founded it with Raffael Maio. His business intuition is matched by technical talent – it was Joël’s own research that led to the prototype for the company’s intelligent behavioral analysis software. As well as almost 10 years as an entrepreneurial business leader, Joël has solid experience in R&D and as a software engineer, including as a security specialist with the Institute for Information and Communication Technologies. He holds both a degree in Software Engineering and a CISSP (Certified Information Systems Security Professional) certification.

Raffael Maio
Board Member, COO, Co-Founder

NetGuardians COO & Managing Director APAC, Raffael Maio is primarily responsible for securement of financing as well as business development in Asia. In 2017, he played a key role in securing CHF 8.5 million in the company’s third round of financing. He is a keen entrepreneur who, along with Joël Winteregg, is the co-founder of NetGuardians. On the technology side, Raffael brings several years’ experience in security software engineering, in environments ranging from a Silicon Valley start-up to a multinational product security company. In terms of business development, he is adept at both innovative and traditional models. He has a degree in Software Engineering as well as an EMBA. 

Michaël Gingins
Head of Professional Services

As the Manager of Professional Services at NetGuardians, Michaël Gingins oversees implementation of NetGuardians solutions for clients in Europe, the Middle East and Africa, coordinating with NetGuardians partners to ensure continuity of client care. With NetGuardians since 2010, he has a deep understanding of client needs and desire to meet those needs. His previous background as a telecommunications engineer includes more than 10 years in service provision and IT network security consulting. He has particularly sharp knowledge and expertise in the area of risk prevention for the banking sector.


Along with his extensive experience in developing banking software, Jérôme Kehrli brought his passion and curiosity for innovative technologies to inspire and lead the R&D team when he joined NetGuardians in 2015. As NetGuardians CTO, he is responsible for heading the innovation. Specialized in Information System architecture and Artificial Intelligence, he brings skills covering the gamut of software architecture, design, implementation and project management. To develop software solutions able to meet the challenges of a rapidly-evolving risk environment, Jérôme counts on technical skills, creativity, and an ability to understand both banking issues and advanced algorithms from all perspectives.

Board members

Olivier Trancart
Board Member, Entrepreneur and Investor

Olivier Trancart is a private entrepreneur. He is involved in investment funds in emerging countries as well as investment funds for promising young enterprises in Western Switzerland. During a highly international career, he held several leadership positions worldwide, including Head of Financial Services Industries at Hewlett-Packard and CEO of System Access Private Ltd in Singapore. Since 2005, he has been Executive Vice President for Sales at Oracle financial services (formerly i-flex Solutions). Olivier holds a M.Sc. from EPFL and has been president of its Alumni Association until 2010.

Olivier Schneider
Board Member, Partner at Orbium

Olivier Schneider is a Founding Partner at Orbium and has over 20 years of experience in the wealth management consulting sector.  With a background in consulting with the Big 4, Olivier has a unique understanding of the challenges banks face in the areas of risks and controls.  Today, he works extensively with banks seeking to address their IT challenges in a continuously evolving risk and compliance environment. The primary responsibility for Orbium’s partnership and co-operation with NetGuardians falls under Olivier’s responsibility.

Victor Orlovski
board member, general partner at mT ventures

Victor Orlovski has more than 20 years of experience in the financial technology space. He started his career in ABN AMRO and held several positions worldwide including CTO at Alfa Bank, partner in charge of FI and Insurance practice at IBM Global Business Services, and CTO followed by CDO at Sberbank. He was nominated as the Best CIO of the year in Russia, Best CIO of the year in Europe (Oracle award), and was selected among top 1000 most efficient managers in Russia. He is the founder of a number of startups in FinTech, social networking, crowd funding and sharing economy. Since August 2015, he is the General Partner of the Money Time (MT) Ventures. He is an angel investor and entrepreneur.

ORIN Sauvageot
Board Member, COO at Freemont Management

Orin Sauvageot is the Chief Operating Officer of Freemont Management, a private asset management company investing in any type of asset classes around the world. Prior to this position, Orin was responsible for the operations of an international Hedge Fund Group. After his PhD in Mathematics from EPFL, Orin co-founded and advised various TMT and medtech startups in the Silicon Valley and in Switzerland. He is an IMD’s alumni where he completed two executive programs on Leadership (HPL and Advanced HPL).


Advisory Board Members

Guillaume Dubray
advisory Board Member, Managing Partner at Polytech Ventures

Guillaume Dubray is Managing Partner of Polytech Ventures, an early stage VC based at EPFL (Lausanne) and Silicon Valley investing in digital start-ups with a focus on FinTech. He is founder of FUSION, Switzerland’s first FinTech accelerator based in Geneva. He previously co-founded Active Niche Funds SA, an investment firm specialized in the CleanTech sector. Before-hand, he was responsible for various Venture Capital investment & advisory activities for Rothschild in Geneva. Guillaume has 15 years of experience in investment management and corporate finance. He started his career with Ernst & Young in Geneva and then moved to New York, where he worked as an M&A advisor on behalf of large US-based Private Equity funds.

Andreas Pages
advisory Board Member, Business unit fintech at swisscom

Andreas is recognised as a leading person in FinTech in Switzerland. He is currently working with Swisscom. He creates disruptive products and is a corporate investor in FinTech. Prior, he spends nearly a decade with the Big4 consulting Deloitte and Capgemini. His focus was mainly Business and IT strategy consulting covering a variety industries including financial services. He also co-founded an IT consulting firm in Switzerland.

advisory Board Member

Frank Marthaler is an advisor, investor and board member who combines skills in business, people and innovation to support start-ups and SMEs through sustainable growth. He is particularly adept at navigating the challenges of transformation – whether it be an M&A integration or the transition to a digital business model. His creativity and drive for excellence were honored through a career in sales and marketing, including various executive roles with Swiss Post and Swiss Post Solutions. He was CEO of Swiss Post Solutions for many years, developing it from scratch into a profitable enterprise with operations in over 20 countries and some 6,500 employees.


Looking for talent

Are you driven to stretch your skills and carve new paths? Want to play a role in the creation and application of novel, powerful technologies? Do you have international ambitions and a passion for the world of finance?

You may be the right person to integrate into our great team of experts and grow within the stimulating environment of our offices around the world.

9 reasons to join us

Innovative  company


Entrepreneurial mindset

Entrepreneurial mindset

Ethics & Trust

Ethics & Trust

Cutting edge technology

Cutting edge technology

International experience

International experience

Career opportunities

Career opportunities

Passionate team


Dynamic environment

Dynamic environment

Fun team

Fun team

Our partners

Bad things happen to good people. At NetGuardians, we are dedicated to make the world a safer place by developing cutting-edge analytics technology. We foster a culture of innovation that we share with our customers.

We believe in the power of partnership to achieve this vision.

Risk Advisory Partners

NetGuardians teams up with leading Risk Advisory practices worldwide to help customers address their cyber risk and regulatory requirements by combining advisory with award-winning Swiss FinTech.

By working with NetGuardians, our Risk Advisory Partners provide their customers with end-to-end risk mitigation services through:

  • Initial risk assessment
  • Award-winning FinTech solution for cyber risk, fraud, and regulatory compliance
  • Recurring risk assessments
  • Joint marketing activities to increase awareness and share best practices on cyber security and risk mitigation

Implementation partners

NetGuardians works closely with Implementation Partners to enable them successfully implement the award-winning Big Data and behavioral analytics FinTech software at financial institutions. Implementation Partners are trained and certified by the NG|Academy. 

By partnering with NetGuardians, our Implementation Partners are able to offer their customers:

  • An innovative Swiss FinTech solution
  • Smooth implementation process and support
  • Project management
  • Upgrades
  • NG|Academy training and certification

Alliance Partners

NetGuardians and Alliance Partners join forces to leverage on complementary technologies and provide the most innovative and complete Fintech solutions to our joint customers.  We ensure that the challenges of financial institutions are addressed in an optimized and holistic approach.

With NetGuardians, our Alliance Partners complement their product offerings with our:

  • Banking industry expertise
  • Agility and collaborative approach
  • State-of-the-art enterprise software platform
  • Advanced analytical capabilities
  • Award-winning FinTech for anti-fraud, risk mitigation, and regulatory compliance.

become a partner

Name *
Recognized Swiss Fintech

Recognized Swiss Fintech

Banking industry expertise

Banking industry expertise

Advanced analytics

Advanced analytics

Value for your customers

Supportive and agile team

Supportive and agile team

Growing customer base & exciting projects

Growing customer base & exciting projects


They are on board

Alliance Partners

Risk Advisory partners

implementation partners